Dating in a "swipe right" world is much different than how your parents dated. Courtship has evolved into speed dating, dating apps, and inflated profiles. The good news is one aspect of dating hasn't changed. Discussing life-changing deal breakers before making ultimate commitments is still a best practice. If you find yourself in a semi-serious relationship and are contemplating a commitment, be sure to address these common social topics, and their financial implications before moving forward.
Wanting or not wanting children can make or break a relationship instantly. Know your preferences and don't be afraid to engage in this conversation. Whether or not to have children can be a dynamic, life-changing decision. It also comes with a financial commitment of child-rearing costs, daycare, and tuitions. Make sure your partner shares your views.
Where to Live
If you've dreamt of country living and imagine yourself raising a family in a rural setting, you need to share this with your partner to make sure you're not committing to someone who feels just as strongly about living in the city. Where you plan to establish your family will also have financial implications. Be sure to discuss your expectations so you can prepare together how best to manage the cost of living in your dream location.
We often avoid discussing religion when we're starting off a new relationship. However, if you're considering a long-term commitment, it's probably best to have these discussions. Aligning your moral compass with someone may be simple but adhering to a series of spiritual requirements or adopting a new faith altogether might be a deal breaker. Be candid and honest about what you expect. Religion can play a part in every aspect of life together including ceremonies, child-rearing, and obligations.
Division of Finances
Be clear about your spending decisions, setting up finances and investments. If you're adamant about maintaining your own accounts, discuss it with your partner. Maybe you both agree to make all of these financial decisions together and jointly. Don't be afraid to discuss credit scores, outstanding debts and plans for long-term savings. The more you're able to address up front, the easier the transition will be into a committed partnership.
Maybe your dream is to be an entrepreneur. Maybe you want to climb the corporate ladder with your firm. Maybe you don't want to work at all. Talking about your career goals and understanding your partner's career goals can uncover potential deal breakers. Career choices will also directly affect your income as a household.
Disagreeing on any of these topics doesn't necessarily constitute a breakup. It will, however, be a good indicator of shared beliefs and relationship compromise. Stick to your guns on those most important to you, but don't be afraid to negotiate others. Compromising and settling are very different. Be willing to compromise, but don't settle for someone who challenges your core beliefs. Discussing these before walking down the aisle can help eliminate a lifetime of resentment or costly separation later.
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